PART A PREMIUM

Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you buy Part A, you'll pay up to $518 each month in 2025. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $518. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $285.

PART A HOSPITAL INPATIENT DEDUCTIBLE AND COINSURANCE

You pay:

• $1,676 deductible for each benefit period

• Days 1-60: $0 coinsurance for each benefit period

• Days 61-90: $419 coinsurance per day of each benefit period

• Days 91 and beyond: $838 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)

• Beyond lifetime reserve days: all costs
  

PART B PREMIUM

The standard Part B premium amount is $185 (or higher depending on your income).

PART B DEDUCTIBLE AND COINSURANCE

$257. After your deductible is met, you typically pay 20% of the Medicare approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment (dme)

PART C PREMIUM

The Part C monthly premium varies by plan.

PART D PREMIUM

The Part D monthly premium varies by plan (higher-income consumers may pay more).